Arizona's Fintech Regulatory Sandbox

From Around the USA



On February 19, the Wyoming Governor signed HB 57, which creates a fintech sandbox program in the state. Wyoming is the second state to introduce a regulatory sandbox program after Arizona.



Senate Bill 860 filed on 2/15/2019 would create a regulatory sandbox in the office of the Texas Attorney General, modeled on Arizona's. 
See Blog post dated 2/18/2019



From the Heartland Alliance & the Illinois Asset Building Group


Is New Really New?

Financial Technology & its Impact on Low-Income Families


Analysis Framework for Sandbox Proposals


Arizona's Regulatory Sandbox In The News


Have you heard of fintech? It can help with your finances, but beware of these risks, by Russ Wiles | Arizona Republic, March 17, 2019


FINTECH AND CONSUMER PROTECTION: A Snapshot, by Lauren Saunders | NCLC, March 2019


Comments submitted to the CFPB re: Policy on No-Action Letters and the Product Sandbox, feature an Overview of the Arizona Sandbox, Section 10.3.1, pp 48-52.  February 11, 2019


Are fintech sandboxes a consumer protection desert?

Lauren Saunders, Opinion Contributor | The Hill | November 29, 2018


Arizona sandbox gives fintech start-ups a regulatory path to US

Jemima Kelly, Financial Times | November 11, 2018

Two more companies accepted into Arizona’s Fintech sandbox

Tim Gallen – Digital Editor, Phoenix Business Journal | November 1, 2018


Arizonans are unwitting subjects of state’s tech experiment

Tim Steller, Arizona Daily Star | March 31, 2018



Arizona Sandbox Participants